Bank of America Chase Citibank HUD National Mortgage Settlement Wells Fargo 2014-03-18 Colin Robins Tagged with: Bank of America Chase Citibank HUD National Mortgage Settlement Wells Fargo Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: Colin Robins March 18, 2014 902 Views Share Save The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Banks Complete Consumer Relief Obligations The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Colin Robins is the online editor for DSNews.com. He holds a Bachelor of Arts from Texas A&M University and a Master of Arts from the University of Texas, Dallas. Additionally, he contributes to the MReport, DS News’ sister site. Home / Daily Dose / Banks Complete Consumer Relief Obligations Print This Post Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Joseph A. Smith, Jr., monitor of the National Mortgage Settlement, filed final crediting reports with the U.S. District Court for the District of Columbia on Bank of America, Chase, Citibank, and Wells Fargo.The reports confirmed that the banks have satisfied their consumer relief and refinancing obligations under the settlement, nearly a full year ahead of schedule.In a press release, Smith commented, “My reports mark the end of the consumer relief portion of the Settlement. Because of the way this landmark agreement was designed, an unprecedented amount of relief has been provided to consumers quickly and efficiently.”He continued, “Furthermore, I believe the rigorous testing process should justify public confidence that the banks have fulfilled their relief commitments and that the Settlement has played a part in helping keep struggling borrowers in their homes.”Remunerations were called for after the banks engaged in widespread signing of foreclosure-related documents outside the presence of a notary public, and without confirmation whether the facts they contained were correct—both illegal actions.The practice earned the futuristic-sounding sobriquet “robo-signing,” and necessitated 49 state attorneys general and the federal government to correct actions against wronged homeowners, eventually settling with the banks for an initial estimated figure of $25 billion.Oklahoma was the lone holdout.Smith noted that among the banks, 37 percent of total credit relief was in the form of first lien principal forgiveness, while second lien principal forgiveness made up 15 percent. Refinancing made up 17 percent of total credited relief, and other relief (including short sales and deeds in lieu of foreclosure) accounted for 31 percent of relief.Shaun Donovan, secretary of Housing and Urban Development (HUD), commented on a conference call with the media on Tuesday that over 600,000 consumers received on average more than $79,000 in relief.7 out of every 10 dollars of credit for consumer relief, such as refinancings and principal reductions, came in a form that kept borrowers in their homes, Donovan said on the call.Donovan added, “This settlement delivered on what we promised.”The tone of the call between Donovan and Iowa attorney general Tom Miller was mostly laudatory towards the banks, praising them for quick action as well as payments that exceeded initial estimates.Miller noted that $20 billion in credits and over $50 billion in total homeowner benefits were “well in excess of what we predicted or expected.”$5.1 billion dollars was required for first lien principal reductions in the initial settlement, but the final figure from bank’s totaled almost $7.6 billion—nearly 50 percent more than what was required.Miller fired back at detractors of the settlement who cautioned that principal reductions would create a “moral hazard,” encouraging borrowers to default on their loans to avoid payment.”Many people in the industry … were saying that if there was any principal reduction there would be all this moral hazard, other people would stop paying—that the whole market would be seriously harmed. Well, we’ve had substantial principal reduction, 7.6 billion dollars’ worth, and none of this has happened. None of the problems, none of the concerns, none of the catastrophes that were predicted happened, as we predicted,” Miller said.He noted that principal reductions were “a tool in the toolkit for dealing with homeowners in default.”Miller continued, “We knew that there was no single solution, no magic bullet, to turn around the housing market. We knew there had to be pieces, and we thought that this would be one of the pieces, and clearly it has been. This is one of the reason’s the housing market now has turned in the right direction.” in Daily Dose, Featured, Government, Headlines, Loss Mitigation, News Related Articles Previous: Ocwen to Pay $2.1 Billion to 49 States Next: DS News Webcast: Wednesday 3/19/2014 Sign up for DS News Daily Subscribe
Chelsea eased the pressure on manager Carlo Ancelotti as they cruised to a win over Copenhagen in the first leg of their last-16 Champions League tie.Nicolas Anelka seized on a misplaced pass from ex-Blues winger Jesper Gronkjaer to fire the visitors ahead.The Premier League club added to their lead when Frank Lampard’s reverse pass found Anelka and he drove in a second.Ancelotti’s men were dominant but £50m striker Fernando Torres could not register his first goal for the club.It was all too easy for Chelsea as the lacklustre Danish champions looked every bit like a team that had not played a competitive game since 7 December because of their league’s winter break.With the visitors desperate to keep alive their Champions League hopes after being knocked out of the FA Cup last Saturday and their chances of defending their Premier League crown seemingly over, Copenhagen had a chance to add to Chelsea’s misery. Instead, a timid home side stood off their opponents and the Blues were too good not to take advantage and earn a commanding lead for the return leg at Stamford Bridge on 16 March.Ancelotti paired Anelka with Torres in attack as Didier Drogba dropped to the bench and the duo, helped by some poor defending, responded with a performance of hunger and desire, which was also epitomised by their team-mates.Anelka grabbed the glory with the goals but, if the finishing prowess of Torres had been as clinical as his partner’s, the Spaniard would have scored his first goal for Chelsea since his January move from Liverpool.However, while Anelka ruthlessly punished Gronkjaer by powering in a shot from just inside the edge of the area to put the Blues in front after 17 minutes, Torres failed to round off some of his pace and movement with a goal.The Spanish forward’s first real chance came when an off-target Ramires shot left him with a sight of goal but his first touch let him down and allowed Copenhagen keeper Johan Wiland to fend away the danger. Torres jinked his way into a promising opening as he produced the type of play which unnerves defenders, but his poked shot was again saved by Wiland.A lunging Mathias Jorgensen tackle was next to foil Torres as Chelsea dominated proceedings but failed to add to their lead.Copenhagen appeared to be fearful of the Blues and this was apparent when Anelka was allowed the time and space to turn and shoot at goal with his effort going high.Visiting keeper Petr Cech was belatedly called into action when he had a Martin Vingaard long-range shot to save after the break.The Danes had drawn against Barcelona at the Parken Stadium in the group stages earlier this season but could not rediscover the same sort of form as they looked a yard off the pace. And Chelsea wrapped things up when Anelka again showed Torres how to finish with a first-time shot from Lampard’s exquisite pass.After a faltering season, it was a welcome win for Ancelotti’s side and a surprisingly comfortable one given the fact Copenhagen had never before suffered defeat at home in the Champions League.Source: BBC
This week Donegal Daily’s fitness guru gives you three recipes that you can use to make a healthy and delicious, day of food.The one thing that I hear time and time again is that people find it hard to make healthy food taste good.So, here is a full day of food It has everything from breakfast to dessert and not only is it healthy AND tastes great, but I have also got the calories, protein, carbs and fat worked out for you. We will start with Breakfast and these are a favourite of my Rushe Fitness members in our Lean in 2019 program.The next one starts on April 1st and you can book your place through the link belowhttps://www.rushefitness.ie/class/lean-in-2019-gym-plan/.BACON ‘N’ EGG MUFFINSINGREDIENTS 6 Eggs2 rashers of Bacon1 small Onion, finely diced1 tsp dried Oregano½ tsp of Chilli Powder 1 tbsp Olive OilHOW TO PREPAREPreheat oven to 180c (160f), 350f, Gas Mark 4. Line a muffin tinwith 4 paper cases.In a bowl whisk the eggs & seasoning together.In a small frying pan, using the olive oil, fry the bacon until crispy. Allow time to cool slightly. And chop/crumble the bacon.Add the bacon & onion to the egg mix. Beat well & dividebetween the 4 muffin cases. Bake in the oven for 10-15 minutes until firm.Serve with a nice cup of coffee and you are good to go.X KCAL XG FAT XG PROTEIN XG CARBS124KCAL – 13.2G FAT – 10.2G PROTEIN – 3.2G CARBS – SERVES 2Next on the menu will be lunch and we will be having a light lunch because dinner will be fit for a King.SATAY CHICKEN STICKSINGREDIENTS6 Chicken Drumsticks, skin removed6 Chicken Thighs, skin removedMarinade1 Lime, zest & juice2 Lemongrass stalks, chopped5cm fresh Ginger, peeled &chopped3 Garlic Cloves2 tbsp Nut Butter160ml Coconut Cream1 tsp Turmeric1 tsp Cumin1 tbsp dried CorianderHOW TO PREPARESlash cuts into flesh of drumsticks & thighs. Place in large dish.In a blender add all marinade ingredients & blend untilsmooth.Pour marinade over the chicken & rub it in. Place in fridge forat least 2 hours.Heat oven to 190c (170 fan), 375f, Gas Mark 5.Line baking sheet(s) with foil & roast chicken for 1 hour and serve.302 KCAL – 17G FAT – 34G PROTEIN – 3G CARB PER THIGH AND DRUMSTICKNow we come to dinner and as we have been good all morning, we are going to treat ourselves.This isn’t just any steak… It will be the best steak you have ever tasted.CHIMICHURRI STEAKINGREDIENTS2x200g Irish Sirloin Steaks1 tbsp Olive OilPinch of Rock SaltDressing½ bunch of Parsley, chopped2 tsp crushed Garlic½ Onion, finely chopped½ Red Pepper, finely chopped125ml Olive Oil2 tbsp Apple Cider Vinegar1 tbsp dried Chilli FlakesHOW TO PREPAREMake Chimichurri dressing by thoroughly mixing together all theingredients in a small bowl.Heat a grill pan/griddle on medium heat. Rub steaks with oil. Seasonwith rock salt. Cook on griddle.Serve with the dressing.Steak Cooking TimesRare – 3 minutes one side & flip. Cook for 2-3 minsMedium – 4 mins one side & flip. Cook for 3-4 mins.Well Done – 5 mins both sides.545 KCAL – 33G FAT – 61G PROTEIN – 2G CARBS SERVES 2You will be serving this with some;Mustard Mash Potatoes.INGREDIENTS400g White Potatoes, peeled& quartered100ml Milk75g Butter2 tbsp Dijon MustardHOW TO PREPARE In a pan bring slightly salted water to the boil & addthe potato. Cook for 10-12 mins until the potato is softenough to mash.Drain the potatoes, add butter, milk & mustard &mash thoroughly.218 KCAL – 12G FAT – 4G PROTEIN – 25G CARBS – SERVES 4MINT SMASHED PEASINGREDIENTS50g Garden Peas1 tsp Butter1tsp dried MintHOW TO PREPAREBoil peas for 3 mins in a small saucepan.Thoroughly drain.Add butter & dried mint, stir in and then mash withfork or potato masher until smashed in appearance.117KCAL – 8G FAT – 3G PROTEIN – 7G CARBS – SERVERS 1Finally, what would dinner be without a dessert?BANANA ICE-CREAMINGREDIENTS4 ripe Bananas50g Almonds2 tbsp Maple Syrup2 tsp Maple Syrup100ml tinned CoconutCream1 tsp Vanilla ExtractHOW TO PREPAREPeel & slice bananas & place them in the freezer for 3 hours.Put almonds in food processor & grind them. Or use50g of ground almonds. Mix the almonds with two tspof syrup. And set to one side.In a clean food processor mix the frozen bananaswith coconut milk, vanilla & 2 tbsp of syrup.Serve immediately & top with the almond mixture.279 KCAL – 12G FAT – 5G PROTEIN – 35G CARBS – SERVES 4And there you have it.A healthy and delicious day of food and everything worked out for you.Give them a try and be sure to let me know what you think of them.#Leanin2019My Members get recipes like these and more in our Lean in 2019 program.The next one starts on April 1st and you can sign up now through the link below.https://www.rushefitness.ie/class/lean-in-2019-gym-plan/DD Fitness: Real healthy recipes was last modified: March 10th, 2019 by Emmet RusheShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)Tags:dd fitnessDonegal fitnessfitnesshealthy eatinghealthy living
The eye-catching vertical garden features both indoor and outdoor plants and covers an area of over 300 square metres. The entrance to Nedbank’s Menlyn Maine building is distinguished by the innovative green wall. Recycling stations on all floors encourage staff to think green and care for the environment. In this particular area, the floors are partly made of bamboo. A row of bicycle parking frames stands outside the building, for the use of visitors. There are more such devices in the parking garage, for the convenience of staff.(Images: Janine Erasmus)MEDIA CONTACTS • Tinyiko ChaukeAccount manager, Jenni Newman PR+27 73 395 3987 or +27 11 506 7350• Mpho SebelebeleCommunications manager, NedbankGroup+27 11 294 4274RELATED ARTICLES• Green buildings now the law in SA• Nedbank achieves carbon neutrality• Top green rating for SA building• Sanral unveils green head office• Maropeng sets green standardJanine ErasmusGreen banking group Nedbank, a leader in sustainable business practices, has opened its new green star-rated regional head office in Pretoria.The building is located in Menlyn Maine, the country’s first mixed-use green precinct situated in the thriving suburb of Menlyn Park, east of the Pretoria CBD.While this eco-friendly district comprises office space primarily, there is also provision for hotel and residential properties as well as shopping and dining areas, with green spaces throughout. It’s one of a small number of green cities around the world endorsed for development by the Clinton Climate Initiative.The R350-million Nedbank building is the first to open in Menlyn Maine. Towards the end of 2011 it received a four-star rating from the Green Building Council of South Africa, the body that oversees the transformation of the country’s building sector into a more sustainable industry.The Green Star rating tools are based on the Australian Green Building Council system, which, although it’s not the only system in existence, was the best fit for the local situation.To date, the council has awarded 19 Green Star certifications to 17 buildings around the country. A further 28 buildings are awaiting certification in 2012.Sustainable business practicesThis is the banking giant’s third four-star green building, after its Phase Two head office in Johannesburg and its Ridgeside office development in Umhlanga, north of Durban. Nedbank achieved carbon neutrality in July 2010, the first bank in Africa to reach this milestone.“We’ve refined the green techniques we used in Phase Two,” said Nedbank CEO Mike Brown, “and everything in the building, from the finishes to the furniture, is recyclable, or at least reusable.”Speaking at the opening, green campaigner and long-time Nedbank client Valli Moosa described the office building as an example for others to follow.“In the not too distance future every building will have to be like this one,” he said. “The legislation is coming.”A qualified mathematician, Moosa enjoyed a successful political career but is also well known as a steadfast environmental champion. A former president of the International Union for the Conservation of Nature, he’s currently the chairperson of the World Wide Fund for Nature, South Africa.Nedbank believes that happier, healthier staff makes for a more productive working environment, and the bank’s 16 rental premises scattered across Pretoria have now consolidated into one building, which will not only lower its carbon footprint but will result in more streamlined and efficient business practices.Over 1 000 employees from the private, individual and business banking, capital, corporate and wealth divisions will occupy the new building, with the last group due to move in towards the end of July.The higher-than-normal cost of the building will be recouped through lower maintenance and operational costs, said Deon Minnie, Nedbank’s head of workspace planning. Once the final group of employees moved in, the process of establishing a benchmark, against which costs could be measured in future, would begin, he added.Green in colour, green in deedThe Nedbank building features some striking eco-friendly elements across its 16 000-odd square metres of floor space, spread over four basement levels and five above-ground floors.In the parking garage, 32 bays are reserved for hybrid vehicles or car pools, giving these fuel-efficient transport systems preferential placing. The same number of bays is reserved for motorised two-wheelers while cyclists have even more facilities. There are 53 bicycle parking frames in the basement, with male and female showers close by. Outside, there are 17 bicycle frames for clients.“The cycling facilities are based on the population of the building,” explained Gerhard Boer of Boogertman and Partners, the architects responsible for the building’s conception. “Use of cycles is strongly encouraged here.”Also in the basement are a rainwater filtering system, 100 000 litres of water storage for the fire system, and a number of thermal energy storage tanks, which collect chilled water during off-peak hours and help to reduce the load on the rooftop air-conditioning plant during busy periods.The rainwater filters purify collected water that descends to the basement via gravity and is then pumped to storage tanks on the roof, said Boer. Two 10 000l tanks hold water for the toilets and irrigation respectively, and a 25 000l tank which holds municipal water is used for normal hygiene and consumption.Moving up, the wooden floors and the staircases inside the building are made from bamboo, a highly sustainable grass that grows quickly enough to replenish itself without causing a shortage of material.But even before entering, the presence of a 17m vertical garden by the main entrance indicates the building’s uniqueness. Covering over 300 square metres, it supports 14 different plants and was planted to the specifications of a landscape architect. The garden is bisected by the wall, so that half of it is inside and half outside. Water is introduced at the top, trickles down naturally and is then taken to the top again.In the office spaces, recycle points on each floor minimise wastage of plastics, tins and paper.“We took away the office dustbins,” said Minnie, “to encourage people to get into the habit of recycling, and to get them moving as they head to the bins and back to their desks.”Material is processed in a dedicated recycling plant, also located in the basement.Other features include recycled plastic carpets with a grassy look and feel in recreational areas, intelligent lighting that switches on when a room is entered and adjusts according to the brightness of external light, and air quality monitoring systems that automatically deliver fresh air without resorting to mechanical air conditioning.
Your beliefs and behaviors have brought you to this point. If you want to break through to the next level of success, however, you might define it, you are going to need to acquire new beliefs and take new actions. If what you were doing was capable of producing the better result you want, you would need to do nothing different. Here is how you reach new levels of success and transform yourself.How You EvolveYou evolve when your new beliefs and behaviors transcend and include what came before them. You don’t eliminate everything that came before, including what’s working and adding some new novelty or making some adjustments. You may not need to make a 180-degree adjustment. A modification of, say, 11-degrees, might put you on the right track.Maybe what you believe is good, right, and true. The adjustment you may need to make to reach the next level of success requires that you increase the amount of time and energy you put towards what you want. That might be a significant change that only requires and evolution in your effort.You might also need only make a relatively small shift in your strategy to produce better results if your effort is adequate to create the next level of success. If what you are doing isn’t working, evolution means making improvements, modifying your approach.Evolutionary change doesn’t require that you scrap everything to get to the next level. It requires you to use your resourcefulness to improve what you are already doing, transcending, and including what came before. Best practices at one level of success can become the worst practices of a higher level.Start a RevolutionA revolution is a violent break from the past. It’s a full-scale replacement of one thing for something very different. When what you believe what you are doing no longer serves you or the actions you are taking no longer suffice, a revolution eliminates and replaces them with something new. A revolution is necessary when you need a clear break from the past.Revolutions are much more difficult. You have to change what you believe and the actions you are taking. You have to be sick and tired of being sick and tired, or something that sounds and feels like that idea. Good enough has to be no longer good enough.The reason most people don’t make a revolutionary change is that they are not willing to give up what they believe. It’s a form of comfort to retain your long-held beliefs. Many of the views that would benefit you in finding the next level of success are ideas that make you uncomfortable—and sometimes ideas you find revolting. This is true even though it is often the messenger, not the message, that creates the resistance.Believing that you need to do things differently and not acting on that belief is the same as not believing it. Believing you need a wholesale change and not making that change is how you prevent yourself from reaching the next level of success.The reason you keep doing the same thing is that it is comfortable because your habits are deeply burned in. Doing something new is to accept being uncomfortable for a more extended period than most people are willing to endure. Most people give up before they experience the breakthrough that would level them up.Transformation and IdentityTransformation sometimes means evolutionary change, sometimes means revolutionary change, and sometimes requires both.Evolutionary changes are like incremental software upgrades. They improve things a little, and they tend to be frequent. Revolutionary changes are not as prevalent, and they are more like installing brand new software; you know what it’s supposed to do, but you aren’t sure how to get around and get things done.The next level of success requires that you leave the person you are now to become the person capable of the greater success you want. There may not be anything more potent than identity. You are what you believe yourself to be, and giving up one identity can be a disruptive change. Transformation means becoming the person that comes after the person you are now. When you consider the implications of transformation, you know why you struggle to reach the next level. Essential Reading! Get my 3rd book: Eat Their Lunch “The first ever playbook for B2B salespeople on how to win clients and customers who are already being serviced by your competition.” Buy Now
In a shocking incident, one person was killed and another seriously injured by a mob in a village in Sambhal when it mistook the two as child-lifters on Tuesday.Raju and Ramavtar from Chhabra village of Chandausi in Sambhal district were taking their nephew Ravi on a motorbike to a hospital for treatment in Chandausi when a group of men in Jarai village suspected them to be child-lifters.Local sources suggest that the child was crying because of stomach pain and the unidentified men, agitated by social media posts about the presence of alleged child-lifters in the area, mistook the uncles to be culprits. The duo was were mercilessly beaten by sticks by the group that gradually swelled to around 300 people. By the time police reached the spot, the two brothers had lost consciousness. Mr. Raju passed away on the way to the hospital while Mr. Ramavtar is in serious condition.Confirming the sequence of events, Sambhal Superintendent of Police Yamuna Prasad told The Hindu, “Based on video evidence collected from the spot, four persons have been arrested under charges of murder and rioting and an FIR has been registered against 14 more for rioting. We will arrest them soon. Ramavtar is stable.” He appealed to locals not to believe in rumours being spread through social media.In the last two weeks, a number of such cases have emerged from western Uttar Pradesh where rumours of ‘bachcha chor’ (child-lifters) have led to a mob attacking innocent persons.
Those of you who are my age might only remember Old Kareem and his skyhooks and might not know what a phenom he was when he entered the league as Lew Alcindor. Abdul-Jabbar/Alcindor was the sixth-most productive young player in NBA history — despite, like Duncan, playing out his full college career. In his rookie season with the Milwaukee Bucks, he averaged 28.8 points and 14.5 rebounds per game. Two years later, at 24, he averaged 34.8 and 16.6. No player in the other major sports stands out so much from his competition. Babe Ruth is the top-ranking baseball player (counting his days as a pitcher and using wins above replacement; note that the systems we’re using for the various sports are not directly comparable to one another). Still, many of the all-time great baseball players have had extremely long careers. Ty Cobb ranks second and isn’t all that far behind Ruth.You might assume that the top NHL player by this standard absolutely must be Wayne Gretzky, or if not Gretzky then Gordie Howe. But it’s Ray Bourque. Gretzky was the best young player in NHL history by leaps and bounds, and Howe was the most productive old one. But Bourque had the best balance over his career, and he comes out slightly better when you take the harmonic mean of his point shares. I’m not sure that I totally buy that ranking — hockey analytics are behind those in baseball and basketball. But Gretzky was a somewhat specialized player late in his career. He notched tons of assists, but never ranked in the top 10 in goals in the NHL after his age 28 season, and he was limited defensively, with a -93 plus-minus from his age 33 season onward.Last is the NFL, which is the least interesting of the leagues to evaluate in this way. That’s because NFL careers start late due to the league’s strictly enforced age limit and end early because of the wear and tear on the players. And it’s hard to measure what goes on in between and to compare players at different positions.Still, according to Sports-Reference.com’s approximate value system, the closest thing the NFL has had to a player for all seasons is Fran Tarkenton. As a rookie, at age 21, Tarkenton was the principal quarterback for the expansion Minnesota Vikings. By 24, he led the Vikings to their first winning season, in 1964, and made his first Pro Bowl. After a stint with the New York Giants, he returned to Minnesota, and won an MVP award at age 35 and led the NFL in passing yards in his final season at age 38. Dan Marino, Ray Lewis and Peyton Manning rank next after Tarkenton. (Note that approximate value figures are incomplete for the 2013 season; I had to make an educated guess for how Charles Woodson and Tony Gonzalez performed last year according to the system.)Manning could take over the top slot with one or two more good seasons. It seems like he should be ahead already. Approximate value is … approximate. And like the other measures, it doesn’t account for the post-season. I have trouble ranking Peyton Manning behind Fran Tarkenton in pretty much anything.But I don’t have a problem with ranking Manning, or Duncan, behind Abdul-Jabbar, who won a national championship as a teenager at UCLA and an NBA title with the Los Angeles Lakers in his 40s. No player in American team sports has had a career quite like his. Tim Duncan turns 38 on Friday. On Saturday, he’ll resume his quest for a fifth NBA championship when the San Antonio Spurs travel to Dallas to face the Mavericks in the third game of their first-round playoff series. Duncan is still an extremely effective player, in part because his masterful coach, Gregg Popovich, limits his minutes in the regular season. We might not have seen a career quite like his since Kareem Abdul-Jabbar.Duncan has been a force since he entered the league at 21. In his debut season, 1997-98, he won the Rookie of the Year award and made the All-NBA team. The next year he was named NBA Finals MVP and won his first championship.I wondered which other players in the NBA, and in the other major team sports, have had so much impact over their full professional lives. In other words, which of them were both very effective as young players and as old players?To study this for the NBA, I looked up the number of win shares each player has generated up to and including his age 24 season, and also from his age 33 season onward. (From this point forward, I’ll define an NBA player’s age-season by how old he was as of Feb. 1, as Basketball-Reference.com does.) Then I took the harmonic mean between the two figures. The harmonic mean differs from a regular average in that it tends toward the lower of a set of numbers. That will help us to identify players who were outstanding both when they were young and when they were old, as opposed to just one or the other.Duncan generated 47.8 win shares through his age 24 season. That’s very good, especially considering that he stayed all four years at Wake Forest University before entering the league. But it’s still just the 17th-highest figure in NBA history. He’s also generated 40.2 win shares, and counting, since his age 33 season. That’s the 15th-highest figure in league history.It’s having accomplished both of these things in the same career that makes Duncan so extraordinary. The harmonic mean between his early-career and late-career win share totals is 43.7. That’s the third-highest figure ever in the NBA.You can probably guess the two players who rank ahead of Duncan. One is Michael Jordan, who achieved this feat despite retiring for his age 35 through age 37 seasons. (Jordan came back to play seasons with the Washington Wizards at 38 and 39.) But the player who laps the field, and who in many ways was the predecessor to Duncan, is Kareem Abdul-Jabbar.Abdul-Jabbar played into his 40s. By win shares, he was the third-best old player in NBA history, after Karl Malone and John Stockton.
No strangers to bold moves, the Houston Rockets appear to have executed another one over the weekend by acquiring guard Ty Lawson from the Denver Nuggets for a protected 2016 first-round draft pick and a handful of veterans with nonguaranteed contracts.It’s been a turbulent year for Lawson, who was recently arrested on suspicion of driving under the influence — his second DUI arrest since January. The guard will enter a 30-day alcohol treatment program by order of a Denver judge.Despite his baggage, Lawson improves Houston’s roster. Two weeks ago, we ran preliminary preseason projections for the reloaded San Antonio Spurs and their top Western Conference foes using Real Plus-Minus (RPM) and Rotoworld’s depth charts; the Rockets graded out as a clear pick for fourth in the West behind the Spurs, Golden State Warriors and Oklahoma City Thunder.The addition of Lawson changes that, essentially pulling Houston even with Oklahoma City for third. Here’s how the Rockets’ roster looks now, according to Rotoworld:Rated the ninth-best offensive player in the NBA by projected 2015-16 RPM, Lawson is a major upgrade over backup Patrick Beverley. His presence figures to give Houston one of the best projected offenses in the West — perhaps even equal to the firepower of the mighty (when healthy) Thunder.Lawson does come with defensive limitations. His projected RPM at that end of the floor is nearly 2 points per 100 possessions below the NBA average. Because of this, our projections say he’ll add only between 2 and 2.5 wins to Houston’s bottom line despite more than doubling the Rockets’ offensive rating relative to the league average.And, of course, Lawson’s personal issues could easily curtail his ability to help the Rockets. Furthermore, small point guards (Lawson is 5 feet 11 inches tall) have a reputation for aging poorly, though it also bears mentioning that more than a few of Lawson’s most similar comparables according to our CARMELO system — players such as Andre Miller, Kevin Johnson, Rod Strickland and Mark Jackson — enjoyed a number of solid seasons after age 27. (Lawson is signed through only the 2016-17 season anyway.)Assuming he plays to form next season, though, Lawson will likely help Houston slide into the tier right below the powerhouse Spurs and Warriors in the Western Conference.
World Cup is just a few days away and England coach Gareth Southgate is facing far “more difficult” decisions for England’s World Cup opener as players impress even more.Preparation for Russia has been as smooth as it has been impressive in recent weeks, with comfortable warm-up victories complementing fine work on the training field and increasing team spirit away from it. Southgate’s side honed their skills at a sold-out Elland Road on Thursday evening as they followed the win against Nigeria by beating Costa Rica in a manner more stirring than the 2-0 scoreline suggests.Marcus Rashford and Danny Welbeck secured victory from another injury-free evening, giving the England manager a welcome selection headache ahead of the Group G opener against Tunisia on June 18.“It’s more difficult,” Southgate said, according to Sport.“No question. There’s some serious decisions to take – but in a good way.“If I was sitting here thinking ‘blimey, we have got nobody to play there and nobody to play there’ then it would be a very different situation.“We asked the players to give us competition for places. I can’t start complaining when they do.”Southgate explains why he started Jadon Sancho Taimoor Khan – September 11, 2019 Jadon Sancho was given a start ahead of Marcus Rashford in England’s win over Kosovo and the manager explained why he went down that…Man-of-the-match Rashford shone brightest in Thursday’s audition, scoring an exceptional opener and playing with confidence at a buoyant Elland Road.England are still excited about yesterday’s match and we know this from their recent tweet. Worth watching over and over and over and… ?#threelions pic.twitter.com/24YMGjlnut— England (@England) June 8, 2018
Mexico boss Juan Carlos Osorio admitted that he is feeling “hurt” over the way his side performed in their 3-0 defeat to Sweden on Wednesday – despite progressing to the knockout stagesFollowing a dream start to their World Cup campaign that saw them defeat defending champions Germany and South Korea in brilliant fashion, El Tri came back down to earth on Wednesday with Sweden giving them a 3-0 thrashing and snatching the top spot in Group F.Mexico had an underwhelming display at the Central Stadium and were punished on the counter-attack and through a penalty by Sweden with goals from Ludwig Augustinsson and captain Andreas Granqvist, before an own goal from defender Edson Álvarez sealed a shock defeat.While they still made the round of 16 with a tie against Brazil, Osorio was nevertheless frustrated with how his side performed.Quiz: How much do you know about Hirving Lozano? Tomás Pavel Ibarra Meda – September 6, 2019 Time for you to tell us everything you can answer about Hirving Lozano. We will ask you 10 questions about the Mexican forward. Have…“First of all I have to say that we qualified because we beat Germany and Korea,” said the Colombian, according to Sky Sports.“However, I am very hurt. We didn’t succeed in our penetration in the last third. We allowed them to score three goals which is too many. I wasn’t happy with the way we defended but that’s a learning curve for me.”Wednesday’s defeat was Mexico’s worst at the World Cup since they were beaten 6-0 by Germany in 1978.