Regency Alliance Insurance Plc ( 2015 Annual Report

first_imgRegency Alliance Insurance Plc ( listed on the Nigerian Stock Exchange under the Insurance sector has released it’s 2015 annual report.For more information about Regency Alliance Insurance Plc ( reports, abridged reports, interim earnings results and earnings presentations, visit the Regency Alliance Insurance Plc ( company page on AfricanFinancials.Document: Regency Alliance Insurance Plc (  2015 annual report.Company ProfileRegency Alliance Insurance Plc is an insurance company in Nigeria licensed to cover all classes of non-life insurance. The company also has business interests in property investments in the form of real estate development and leasing, finance leasing, retail and microfinance banking and vehicle tracking and fleet management services. Regency Alliance Insurance Plc covers aviation, bonds, goods in transit, motor vehicles, employer’s liability, plant and industrial all-risk, marine, oil and energy, contractor all-risk, director’s liability, fidelity guaranty, professional indemnity, public liability, erection all-risk, machinery breakdown, business interruption, burglary, personal accident and fire and special perils insurance as well as occupier’s and builder’s liability, healthcare professionals, motor third party insurance and property and family protection insurance. RIC Properties & Investment Limited is a subsidiary of Regency Alliance Insurance Plc. The company’s head office is in Lagos, Nigeria. Regency Alliance Insurance Plc is listed on the Nigerian Stock Exchangelast_img read more

From Facebook Live to drive-through Eucharist, churches embrace new ways…

first_img Canon for Family Ministry Jackson, MS TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Rector and Chaplain Eugene, OR Parishioner Henry Pavelko logs in for a virtual coffee hour with the Rev. Lisa Saunders Ahuja, priest in charge at St. Thomas’ Parish in Washington, D.C., on March 15, 2020. Photo: Jean Holman[Episcopal News Service] Since the COVID-19 pandemic abruptly ended in-person gatherings for many congregations in The Episcopal Church, clergy and lay leaders are adopting a variety of technological tools to keep their parishioners engaged and supported. Within the span of just a few days, Facebook groups and Zoom videoconferences have replaced church buildings as congregations’ gathering places, although lower-tech options are proving useful too.Sunday, March 15, was a crash-course in livestreaming services for many churches, with YouTube and Facebook Live being the most popular platforms. But livestreaming isn’t just about broadcasting video; many clergy are making use of additional functions that make virtual services feel more like in-person ones.Like many parishes, Christ Church Cranbrook in Bloomfield Hills, Michigan, is trying to make its online services as interactive as possible. In addition to the livestream video and the order of service (available in PDF format), its new Church At Home webpage contains a field where parishioners can enter prayer requests, which are sent to an iPad in the church in real time and read aloud during the Prayers of the People. For the offertory, worshippers are directed to a link where they can make donations and pledge payments online. And after the service, parishioners can fill out forms to let church leadership know what kind of help they need or are able to give – “How Can We Serve You?” and “How Can We Help You Serve Others?” People can offer or request help running errands, ask to speak to a priest, or volunteer for the parish-wide phone check-in.“This past weekend, we are still tabulating the ‘virtual attendance,’ but we went from a typical weekend in-person ASA (average Sunday attendance) of 500 to perhaps as many as 5,000 – including American Episcopalians quarantined in Italy who sent us prayer requests which we read into the prayers of the people!” the Rev. Chris Harris, associate rector, told Episcopal News Service by email.Outside the standard Sunday services, clergy are finding that Facebook Live and the videoconferencing app Zoom can help keep congregations connected, even when they can’t physically come together. Many are using those tools to offer Bible studies and virtual prayer services like Compline – which Western Massachusetts Bishop Douglas Fisher is offering via Zoom every evening at 8 p.m.At Virginia Theological Seminary, which has closed its campus but is running its classes online, students are taking turns leading Morning Prayer and Compline via Facebook Live on a closed page for the VTS community, said Cara Ellen Modisett, a seminarian and postulant for the priesthood.“The Facebook comment thread for each, including prayers and intercessions at the appropriate points in the liturgies, is pretty lively,” Modisett told ENS.And with no way to socialize in person, the students are doing that virtually, too. The trivia night that used to be held at the campus pub is continuing via Zoom.The Very Rev. Michael Sniffen, dean of the Cathedral of the Incarnation in Garden City, New York, invited his congregants to participate in Washington National Cathedral’s livestreamed Eucharist on March 15 and then join him for a virtual coffee hour on Zoom.“It was great!” Sniffen told ENS. “About 40 parishioners joined. … Some were dressed for church, others in pajamas. Many showed off their favorite coffee mugs. We touched base about how people were doing, talked about how we could best stay connected personally and spiritually in the weeks [ahead], and decided that we will certainly do this together every Sunday we are apart.”Members of St. Thomas’ Parish in Washington, D.C., gather on Zoom for Evening Prayer. Photo: Lisa AhujaForward Movement, the Episcopal ministry focused on producing devotional and evangelism resources, offers its popular “Forward Day by Day” devotional booklet online and by podcast. The Rev. Scott Gunn, executive director, also recommends an old but enduring Episcopal resource: the Book of Common Prayer, which also is available online and in app form for those who don’t have a copy on their bookshelves. Individuals or families can make the Daily Office, Morning Prayer or Evening Prayer the basis of an at-home worship routine.“I think part of what we need to realize, in my opinion, is that we might be looking at a time when we’re encouraging laypeople to re-create more ownership of their own prayer and worship life,” he said, “There are some families who may be well suited to saying Morning Prayer on their own in their living room. … That’s also church.”For parents who suddenly find themselves in the unexpected role of homeschoolers because their children’s schools have closed, Forward Movement is working with Forma, the Episcopal formation ministry, to expand their “Faith @ Home” partnership from a once-a-week resource to a daily offering, featuring readings from Scripture, related videos and activities.Forward Movement is also partnering with TryTank — an innovation lab sponsored by VTS and General Theological Seminary — to expand a project TryTank launched about a year ago. TryTank programmed Alexa — the voice of Amazon’s smart speakers — the pray an abridged version of the Daily Office on command. If you have an Amazon Echo or other smart speaker that has Alexa, you can simply say, “Alexa, open Episcopal Prayer.” “The Lord be with you,” Alexa will respond, and then a four-minute version of the Morning Prayer service for that day will be played.Soon users will be offered an expanded version, said the Rev. Lorenzo Lebrija, founding director of TryTank.“Within the next five days, we’re going to release a new version of it that will highlight our partnership with Forward Movement,” Lebrija told ENS. “You will now get a chance to listen to the current four-minute version … but you will also have a second option, which is to listen to the full Daily Office, the full Morning Prayer from Forward Movement. What they currently have as a podcast will be what’s played by by Alexa.”With many people now stuck at home, the program has seen an uptick in usage. Over the past seven days, sessions were up 47 percent, though there was only a four-percent increase in unique users.“But those people are coming back more often, as you can see,” Lebrija said.But clergy aren’t just relying on newer technology to connect with their communities. A simpler method of communication that had mostly gone out of style has made a comeback in the age of COVID-19: the phone tree. Recognizing that many older Episcopalians may not have the skills or equipment to make use of videoconferencing or livestreaming, some churches are simply calling parishioners to check in on them. Christ Church Cranbrook, for example, is seeking volunteers to help with a “phone canvass” of the entire congregation, while the Rev. Vicki Ix, vicar of St. John’s Episcopal Church in Ashfield, Massachusetts, is focusing on the neediest in her “small but vital” congregation.“The Pastoral Care Team in our parish has created a list of our most vulnerable (due to age and support network),” Ix told ENS. “They each have three to five folks to call and check in on. Key questions about food security, loneliness and the offer of prayer are included. We’re connecting with the local food pantry to figure out how to support their work of delivery-only.”Preexisting phone-based ministries, like a Connecticut parish’s practice of making its services available by conference call and the Union of Black Episcopalians’ weekly Prayer Line, are infused with new meaning as the pandemic worsens. The UBE call-in ministry, which can be accessed from any telephone, happens every Tuesday night.“Especially in these uncertain times of the coronavirus (COVID-19), join us tonight in a call for prayer for our families, the church, and the world,” UBE wrote in its weekly invitation.Then there are even lower-tech ways of getting around restrictions on large gatherings and physical contact. The African Episcopal Church of St. Thomas in Philadelphia, Pennsylvania – famous for its distinction as the first black Episcopal church – offered drive-through Communion to its parishioners on March 15. Congregants pulled into the church’s driveway, where volunteers cleaned their windshields “as a sign of passing the peace of the Lord and as a symbol of clearing [their] vision for the days ahead,” The Philadelphia Inquirer reported.Then they were given hand sanitizer through the windows before approaching the Very Rev. Martini Shaw and the Rev. Gerald Collins, who administered the Eucharist with gloved hands and blessed the cars with holy water.With the pandemic spreading rapidly in the United States and Europe, it’s likely churches will see even more drastic changes to their communities in the coming weeks.“The pastoral challenges seem to be taking our minds off the bigger picture and the pandemic of fear,” Ix said.– Egan Millard is an assistant editor and reporter for Episcopal News Service. He can be reached at [email protected] David Paulsen, an editor and reporter for Episcopal News Service, contributed to this story. He can be reached at [email protected] Tags Rector Shreveport, LA Priest Associate or Director of Adult Ministries Greenville, SC Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Submit an Event Listing Submit a Press Release Director of Administration & Finance Atlanta, GA Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Missioner for Disaster Resilience Sacramento, CA COVID-19, Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Press Release Service In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Assistant/Associate Priest Scottsdale, AZ Submit a Job Listing Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Rector Tampa, FL Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Rector Collierville, TN Rector Martinsville, VA Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Health & Healthcare Bishop Diocesan Springfield, IL Course Director Jerusalem, Israel Rector Hopkinsville, KY Rector Knoxville, TN Featured Jobs & Calls AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis center_img Cathedral Dean Boise, ID Rector Washington, DC Curate (Associate & Priest-in-Charge) Traverse City, MI Rector Bath, NC Curate Diocese of Nebraska From Facebook Live to drive-through Eucharist, churches embrace new ways of staying connected Rector (FT or PT) Indian River, MI The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Rector Albany, NY Family Ministry Coordinator Baton Rouge, LA An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Youth Minister Lorton, VA Director of Music Morristown, NJ Rector Smithfield, NC New Berrigan Book With Episcopal Roots Cascade Books The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Assistant/Associate Rector Washington, DC Rector/Priest in Charge (PT) Lisbon, ME Rector Belleville, IL Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Associate Rector for Family Ministries Anchorage, AK Associate Priest for Pastoral Care New York, NY Priest-in-Charge Lebanon, OH Rector Pittsburgh, PA Assistant/Associate Rector Morristown, NJ Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem By Egan MillardPosted Mar 17, 2020 This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Featured Events Associate Rector Columbus, GAlast_img read more

Send-off of caravan to Cuba

first_imgGail Walker (standing, right) of IFCO/Pastors for Peace hosted a fundraiser for the group’s 24th Caravan to Cuba, held in Brooklyn on July 12. The caravan will take supplies to help with reconstruction in the battered region of Santiago de Cuba, which took the full force of Hurricane Sandy last year. Cuba has the world’s best system for relocating people away from coastal areas when big storms hit. It had few deaths from hurricanes until Sandy slammed into the historic city of Santiago.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img

Loup Bureau – no longer a Turkish government hostage

first_img TurkeyEurope – Central Asia Condemning abuses ImprisonedCouncil of Europe Journalists threatened with imprisonment under Turkey’s terrorism law News News News Help by sharing this information September 15, 2017 – Updated on September 18, 2017 Loup Bureau – no longer a Turkish government hostage to go further Follow the news on Turkey April 2, 2021 Find out more RSF_en center_img Turkey’s never-ending judicial persecution of former newspaper editor Organisation News Human rights groups warns European leaders before Turkey summit TurkeyEurope – Central Asia Condemning abuses ImprisonedCouncil of Europe Receive email alerts April 2, 2021 Find out more Reporters Without Borders (RSF) is extremely relieved by French freelance journalist Loup Bureau’s announced release in Turkey today (15 September), after being held for 51 days. He is about to be deported back to France.“Loup Bureau’s release follows more than 50 days of denial of justice and arbitrary detention,” RSF secretary-general Christophe Deloire said. “This young French reporter was turned into a Turkish government hostage and was used to intimidate journalists who would like to cover developments in Turkey. We continue to be fully engaged in seeking the release of all other journalists still held in Turkey just for doing their job.”Bureau was arrested in southeastern Turkey on 26 July and was placed in provisional detention in Şırnak prison on 1 August on a charge of “membership of a terrorist organization.”The charge was based on his journalistic work in this unstable region and in particular on a TV report he made in Syrian Kurdistan in 2013 about Kurdish militias fighting Islamic State.Bureau’s release follows an official visit to Turkey by French foreign minister Jean-Yves Le Drian, who was contacted by RSF on the eve of his departure and was urged to raise Bureau’s case. RSF pays tribute to all the efforts undertaken by French diplomats and to the work of Bureau’s lawyers.Turkey is ranked 155th out of 180 countries in RSF’s 2017 World Press Freedom Index. The already worrying media situation has become critical under the state of emergency proclaimed after a coup attempt in July 2016. Around 150 media outlets have been closed, mass trials are being held and more than 100 journalists are currently in prison – a world record.Foreign journalists are no longer spared. Several dozen have been expelled in the past two years and some are still being held. They include Deniz Yücel , a journalist with German and Turkish dual nationality. April 28, 2021 Find out morelast_img read more

RSF launches operation “#opendoor for reporters”

first_img Help by sharing this information November 16, 2015 – Updated on June 2, 2016 RSF launches operation “#opendoor for reporters” Follow the news on France Organisation To the extent of our abilities, we will also help journalists who are seeking accommodation in Paris. The operation is designed to assist journalists from media outlets with limited resources, so that they can operate in the French capital. Roving correspondents know how essential the help of fixers and local journalists can be in certain cities. RSF thinks it has a duty to show solidarity with reporters who have nowhere to turn in Paris.RSF’s headquarters is located in the center of Paris where both the 7 January attack on Charlie Hebdo and last Friday’s attacks took place. Those who would like to benefit from operation #opendoor for reporters” can call us on +33 1 4483 8484 or email us at [email protected], providing evidence that they are journalists.As a result of a grass-roots initiative called #porteouverte (#opendoor), launched at the suggestion of journalist Sylvain Lapoix, hundreds of Parisians offered their homes as a refuge during last Friday’s attacks to those who were injured or who were stranded near the sites of the attacks and needed a place to stay. RSF_en to go further Reporters Without Borders (RSF) is launching operation #opendoor for foreign reporters who come to Paris to cover the aftermath of last Friday’s tragic events. We are opening our doors to journalists who need an office (with phone and WiFi connection), logistic support or language assistance. “We’ll hold Ilham Aliyev personally responsible if anything happens to this blogger in France” RSF says RSF denounces Total’s retaliation against Le Monde for Myanmar story May 10, 2021 Find out more Use the Digital Services Act to make democracy prevail over platform interests, RSF tells EU News FranceEurope – Central Asia FranceEurope – Central Asia News June 4, 2021 Find out more Receive email alerts News News June 2, 2021 Find out morelast_img read more

Caltech’s Bradley Extends Hat Trick Streak to 10

first_img Community News Community News faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyCitizen Service CenterPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes First Heatwave Expected Next Week 2 recommended0 commentsShareShareTweetSharePin it Make a comment Subscribe Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. More Cool Stuff Herbeauty6 Strong Female TV Characters Who Deserve To Have A SpinoffHerbeautyHerbeautyHerbeautyUnapologetic Celebs Women AdoreHerbeautyHerbeautyHerbeautyYou Can’t Go Past Our Healthy Quick RecipesHerbeautyHerbeautyHerbeauty9 Of The Best Family Friendly Dog BreedsHerbeautyHerbeautyHerbeautyInstall These Measures To Keep Your Household Safe From Covid19HerbeautyHerbeautyHerbeauty9 Of The Best Metabolism-Boosting Foods For Weight LossHerbeautyHerbeauty Business Newscenter_img Senior Chris Bradley (Half Moon Bay, Calif. / Junipero Serra) continued his torrid start to the season with another 18 goals over the four-game Citrus College Tournament this past weekend.The defending SCIAC Men’s Water Polo Player of the Week, Bradley has already racked up 35 goals this season, putting him on pace to break the incredible 400-goal barrier for his career.Caltech 5, Grossmont 9The Beavers fell into a 4-0 hole in the first quarter, but bounced back to score three while shutting out Grossmont in the second to trail by just one at halftime. Caltech would go on to tie it up at 4-4 early in the third, but a 5-1 disadvantage in the fourth quarter handed the victory to Grossmont.Freshman Bradley Justice (El Cajon, Calif. / Grossmont) and sophomore Charles Ross (Wexford, Pa. / North Allegheny) each recorded a pair of assists in the game, with Justice adding two steals. Sophomore Shaurya Gilani (Chicago, Ill. / Adlai Stevenson) made 13 saves at a 59 percent clip.Caltech 13, Citrus 15Justice staked Caltech to a 1-0 lead with the game’s opening goal, but the hosts fired off 11 unanswered goals over the remainder of the first half to take what appeared to be an insurmountable lead. The Beavers did all they could to put that margin to the test, however, posting a 6-0 edge in the third quarter and just running out of time in the fourth as they held a two-goal advantage, finally succumbing 15-13. Bradley netted seven goals, all in the second half alone, to go with three assists and four steals while Ross chipped in with a hat trick and Justice dished out four dimes. Justice made five stops while allowing just four goals over the second half of play.Caltech 10, Santa Monica 13Caltech jumped out to an early lead on a Bradley goal and Ross strike from the hole set not long after. Santa Monica pulled even but the Beavers scored twice more in the final seconds, including at the buzzer coming out of a timeout, for the 4-2 lead.Head Coach Jon Bonafede’s squad maintained the lead through halftime at 7-5, but Santa Monica controlled the second half from the outset, notching three unanswered goals to take the lead and going on to post an 8-3 advantage for the win.Bradley tallied five goals, with junior Richard May (Guilford, Conn. / Choate Rosemary Hall) making three assists and Gilani posting a 50 percent save percentage. As a team, Caltech drew a whopping 14 exclusions, but could only convert a handful of man-up opportunities.Caltech 8, Mt. Sac 20The hosts dominated the tournament finale from the start, posting a 7-1 edge over the first quarter and steadily increasing the margin throughout. Bradley would keep his hat trick streak intact with the minimum three goals, including a penalty, while Ross contributed a pair.Bonafede and the Beavers enjoy a three-week break before hosting Division I Fordham University (3-4) on Thursday, Oct. 6 at 5 p.m. Your email address will not be published. Required fields are marked * Top of the News Sports Caltech’s Bradley Extends Hat Trick Streak to 10 From Published on Wednesday, September 14, 2016 | 3:33 pm Name (required)  Mail (required) (not be published)  Website  Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadenalast_img read more

Pasadena Identifies New COVID-19 Case, Raising City’s Total to Three

first_imgTOP STORY Pasadena Identifies New COVID-19 Case, Raising City’s Total to Three Published on Friday, March 20, 2020 | 5:19 pm Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena First Heatwave Expected Next Week Top of the News 16 recommended0 commentsShareShareTweetSharePin it Make a comment faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes HerbeautyThis Trend Looks Kind Of Cool!HerbeautyHerbeautyHerbeautyAmazing Sparks Of On-Screen Chemistry From The 90-sHerbeautyHerbeautyHerbeautyWhy Luxury Fashion Brands Are So ExpensiveHerbeautyHerbeautyHerbeauty9 Of The Best Metabolism-Boosting Foods For Weight LossHerbeautyHerbeautyHerbeautyEverything You Need To Know About This Two-Hour ProcedureHerbeautyHerbeautyHerbeautyWant To Seriously Cut On Sugar? You Need To Know A Few TricksHerbeautyHerbeauty Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday More Cool Stuff Subscribecenter_img Community News Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Name (required)  Mail (required) (not be published)  Website  EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Your email address will not be published. Required fields are marked * Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy The City of Pasadena Public Health Department (PPHD) has confirmed a new case of novel coronavirus disease (COVID-19) in a Pasadena resident. The total number of confirmed COVID-19 cases in Pasadena is now three.This new case has an unidentified source of exposure, which likely indicates community spread. (After investigation, a previously announced case was determined to be likely due to community transmission.)PPHD is following up directly with those who have had close contact with this individual and may be at risk for COVID-19 infection. Close contacts are monitored for signs and symptoms of illness and are quarantined.“Your actions to stay at home will keep you and your family safer, as well as protect others in our community from COVID-19” said Dr. Ying-Ying Goh, PPHD Director and Health Officer. “The Safer at Home Order was issued to slow the spread of COVID-19 and protect our community.”Individuals can take everyday actions to protect the community and preserve local healthcare resources, including:• Do not have non-essential gatherings with anyone outside of your immediate family (living with you); essential gatherings include medical visits and purchasing food;• If you are sick, isolate yourself from others in your home and call your doctor to determine what care you need;• If available, consider using telemedicine to speak with a healthcare provider, rather than visiting the emergency room or urgent care;• Stay at least 6 feet away from other people when on essential outings such as grocery shopping or riding public transit to an essential job;• Continue strict personal hand hygiene and cleaning of surfaces; and• If you have recently returned from an area with ongoing COVID-19 infections, follow public health guidance and monitor your health.Call your healthcare providers and inform them about your travel history if you need care.  For the latest information on COVID-19, visit Business News Community Newslast_img read more

Fed Liftoff Could Adversely Impact First-Time Buyers

first_img The Federal Open Market Committee (FOMC) will convene next week for the last time this year and is expected to sweep the industry with a change to the federal funds rate, something that has not been done since June 2006.Title agents in the mortgage industry believe that first-time homebuyers will be impacted the most in the next year if interest rates are raised.First American Financial Corp., showed in its fourth quarter Real Estate Sentiment Index (RESI), which measures sentiments among title agents about homeownership demand, that most title agents believe more first time buyers will purchase homes in the next year. In addition, the index found that these sale transactions will “move up homebuyers.”According to the index, interest rates would need to rise to 5.1 percent to derail primary residential transaction volumes.“Title agents view first-time homebuyers as most impacted by a potential interest rate hike, while remaining optimistic regarding the level of sale transactions for those first-time homebuyers in the next 12 months,” said Mark Fleming, Chief Economist at First American. “Expectations for future homeownership demand remain positive, despite changing market conditions.”Title agents forecast that residential property price and transaction volume will rise in 2016, but are now displaying stronger signs of decreasing optimism from the last quarter.First American reported in the fourth quarter RESI that title agents expect property prices to increase by 5.7 percent on average in the next year, down from the 6.7 percent that was predicted in the third quarter.Sentiment for home price growth fell from 77 in the third quarter to 63 in the fourth quarter, the report stated.Title agents remained confident about growth in purchase transaction volume in 2016, with the RESI value for residential purchase transactions was the most positive at 73, down from 78 in the third quarter. Conversely, the outlook for refinance transaction volume among title agents is consistently negative.The RESI report also shows title agent sentiment for reasons surrounding title policy order cancellations, with the most common reason being buyers’ inability to get a mortgage. Title order cancellations will be problematic over the next year, causing property valuation issues and acceptance of a new offer.Title agents indicated that the rate of policy order cancellation will rise slightly over the next year, with the RESI value increasing from 56 to 57 quarter-over-quarter.First American’s Fourth Quarter 2015 RESI Price Expectation Highlights:Residential: The five states with the highest expected residential price changes in the coming year are: District of Columbia (+8.5 percent), New Hampshire (+8.1 percent), Nevada (+8.0 percent), Michigan (+7.9 percent) and Florida (+7.8 percent)First American’s Fourth Quarter 2015 RESI Title Policy Cancellation Reason Highlights:The five states with the highest expectation for an increase in cancellation rates are: New Mexico (75), Washington (71), Arkansas (70), Missouri (36) and Nebraska (68).The five states with the highest expectation for a decrease in cancellation rates are: Kentucky (45), Minnesota (47), Oklahoma (48), Maine (48) and Rhode Island (50).Click here to view the full report.  Print This Post Home / Daily Dose / Fed Liftoff Could Adversely Impact First-Time Buyers Demand Propels Home Prices Upward 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Subscribe Demand Propels Home Prices Upward 2 days ago Tagged with: Federal Open Market Committee Federal Reserve First American Financial Corporation First-Time Homebuyers Interest Rate Hike Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Share Save Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Federal Open Market Committee Federal Reserve First American Financial Corporation First-Time Homebuyers Interest Rate Hike 2015-12-08 Brian Honea Fed Liftoff Could Adversely Impact First-Time Buyers Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago December 8, 2015 995 Views Xhevrije West is a talented writer and editor based in Dallas, Texas. She has worked for a number of publications including The Syracuse New Times, Dallas Flow Magazine, and Bellwethr Magazine. She completed her Bachelors at Alcorn State University and went on to complete her Masters at Syracuse University. in Daily Dose, Featured, Market Studies, News Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: Is the Financial Stability Oversight Council Enabling ‘Too Big to Fail’? Next: DS News Webcast: Wednesday 12/9/2015 Sign up for DS News Daily About Author: Xhevrije Westlast_img read more

CEO of Ulster Bank cannot confirm when ‘technical glitch’ will be fixed

first_img CEO of Ulster Bank cannot confirm when ‘technical glitch’ will be fixed Google+ RELATED ARTICLESMORE FROM AUTHOR WhatsApp Pinterest WhatsApp Calls for maternity restrictions to be lifted at LUH Facebook Business Matters Ep 45 – Boyd Robinson, Annette Houston & Michael Margey Twitter Twitter The CEO of Ulster Bank has finally broken his silence on the I-T debacle which has left customers facing serious problems with their accounts.Jim Browne says the bank is aiming to fix the problems – which have affected automatic payments – by early next week.But he’s refusing to say whether that means Monday – or later.He’s again apologised for the chaos caused to some 100-thousand Ulster Bank account holders.And he says he doesn’t believe the bank’s image has suffered as a result….[podcast][/podcast]center_img LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton Google+ Previous articleWeekend weather to be a lot cooler and drier in DonegalNext articleLocal services will be cut if Household Charge is not paid – Hogan News Highland Facebook Almost 10,000 appointments cancelled in Saolta Hospital Group this week Three factors driving Donegal housing market – Robinson Guidelines for reopening of hospitality sector published Pinterest News By News Highland – June 29, 2012 last_img read more

IFA repeat calls for government support as weather hits crops and fodder

first_img Further drop in people receiving PUP in Donegal Previous articleA5 budget doesn’t include money already spent – Mc CrossanNext articleClonoe manager pays tribute to Coalisland after Derry SFC semi-final draw admin IFA repeat calls for government support as weather hits crops and fodder Pinterest Pinterest Man arrested on suspicion of drugs and criminal property offences in Derry Twitter Twitter WhatsApp RELATED ARTICLESMORE FROM AUTHOR Facebook Facebookcenter_img The IFA is repeating its calls for a Government package to urgently address the difficulties caused by persistent poor weather conditions in Donegal and other West and North West counties.The IFA wants a five-point plan implemented, including crisis aid for tillage farmers who have suffered serious crop losses, and a fodder scheme for farmers unable to save enough hay or silage.IFA President Joe Healy says farmers in the region are trying to deal with the effects of the weather while also being hit with very low prices…………Audio Player Up/Down Arrow keys to increase or decrease volume. Google+ Google+ 75 positive cases of Covid confirmed in North By admin – September 26, 2016 365 additional cases of Covid-19 in Republic Gardai continue to investigate Kilmacrennan fire WhatsApp Homepage BannerNews Main Evening News, Sport and Obituaries Tuesday May 25th last_img read more